Buy Fund want to make money must know the secret Do not rely on rating agencies ignored

 2010 years, no doubt everyone has long-year-old, and this old growth mutual fund investors will become more intelligent?

Today, approximately 11 trillion of funds flock to mutual funds. Among them, some money into taxable accounts, as well as some of the money is invested in individual retirement accounts (IRA) and the United States 401 (k) tax deferred pension accounts and the like. Mutual funds that people have to bet on future wealth. However, this funding we will be able to ensure that the value should return? For 2010, the market continues to gallop in the mutual fund investors, there are a few must know the secret.

Do panic! The main force is still diving? Stuck with the stock is likely to have saved! March the stock market changes are likely to occur? Tug of war behind the hidden financial trends!
Ignore fund rating

< p> buying more than those four-star or five-star rated funds with high financial success can do it? According to the Advisor Perspectives fund adviser's latest survey, it is not.

calculate the fund adviser, from 2007 to 2009, the Morningstar rating of higher investment in different varieties of the probability of success. Data show that the highest rated fund performance is not the best,

can be said that this is a profound lesson. Relative to the investors, mutual fund companies more favorable rating for the fund. Sales of the Fund's fund rating is a tool, but also a slow response of the investors in a bid to give their own reasons. And you, do not become a member of one of them.

to stop the pursuit of performance

in the past decade, the U.S. stock market decline was 24.1%. At the same time, the best performance of mutual funds - CGM Focus Fund gained 18%. Puzzling that the records of the Fund Morningstar That is, there is no rule in this game, even if fund managers can target the top management of those funds, but investors buy high and sell low trick is not working.

Do not rely on financial institutions

we all should know, like the United States Securities and Exchange Commission financial regulator like not very good at protecting the public, can not even protect them from financial crisis attacks. In order to protect billions of dollars of investment plans, the regulatory body for the interests of investors even ignored. It is probably why the 50 billion U.S. dollars can Madoff snatched the reason for a long time.

So, as a mutual fund investor, the best defense is not needed as the United States Securities and Exchange Commission, as the financial regulators, but a good education and the right investment philosophy.

the right way to play the game

While fund companies have many researchers and rich resources, but most funds do not outperform the long-term trend of the benchmark index. Because the tax, management fees and other cost recovery has not been there, the fund returns to investors is not ideal to leave. How can I avoid this?

increase the probability of financial success is to have a low-cost index fund or ETF. Many index funds outperformed during the bear market in 2008, the General Fund. Therefore, if investors or the investment portfolio held by all the major portfolios in the introduction of index investment strategy is not, then it may fall into the Wall Street greed,